Refund Anticipation Loans: Tax Payers Issued Bogus Tax Refund Checks

Desiree Benton Ganked By Superfly Taxes

Welp, it's February. So you know what that means, right? Yep, screw December; this month kicks off the most wonderful time of the year. Oh and why is that you may ask? It's tax refund season and everyone is happy. Hell, did you think it was just mere coincidence that Black History Month fell in the shortest month of the year? I'm just sayin', like Christmas, there's a reason to the season.

This is the time of year you see a spike in drive-out tags in the rear windows of overpriced shitty cars, Cars that will be either repossessed in a few months time; or have their engine blocks lock up in rush hour traffic, while the freshly rented rims keep spinning as the system loudly pumps the latest garbage that passes for music. But be that as it may, it's still the one time of year one can achieve their hood dreams of vast wealth.

It's also the time of year that families are reunited. It's the time of year that wayward estranged "baby-daddies" decide to reconcile with the mothers of their children. It's the time of year when he decides a Happy Meal or two isn't a bad investment (unlike child support) as he seeks to gain that fresh pair of Jordan, or the aforementioned shitty overpriced car with rims taller than midgets, all sponsored by Earned Income Credit.

Thanks to the government, some will be even happier this year:

WASHINGTON -- Friday is the Treasury Department's Earned Income Tax Credit Appreciation Day, a celebration of what is arguably the U.S. government's largest antipoverty program. And consumer advocates say there is some reason to celebrate: Increased federal oversight, they say, should limit the share of those tax rebates that low-income taxpayers hand over to financial professionals.

[...] Low-income taxpayers frequently use tax-preparation services like Jackson Hewitt or H&R Block to help them file their taxes. On top of fees for that service, such companies frequently sell them loans known as Refund Anticipation Loans or set up Refund Anticipation Checks -- temporary bank accounts that allow taxpayers who do not have bank accounts to receive their tax refunds.

In exchange for receiving their refund check immediately, however, the consumer leaves a piece of their total refund in the bank's account, much like a payday loan. A week or two later, when the full refund arrives, the bank deposits it and pockets the difference.

Single Black Mother Jailed for Sending Her Kids to "Better" School District [UPDATE]

(Updated: 01/25/11 @ 4:30PM)

We often hear these crazy stories involving parents and children, and as is often the case, we walk away from such stories with the notion that some parents just don't care and they should never have kids. This came up last week when we discussed truancy and parents being held accountable for the actions of their children after missing so many days of school. However, rarely do we hear stories or celebrate the individuals who do care. Individuals vested in the future of their children, enough so as to go the extra mile to get them there.

Well folks, pictured in that mugshot above is Kelly Williams-Bolar. Of course her picture above being a mugshot could only mean one thing. That's right, she committed a criminal act and was arrested as are many people who just so happen to be parents. Her story is a bit different though; and, it's a story you won't hear told by president Obama at the State of the Union address tonight, or in the future. At any rate, it's a story like most on this site, that should leave you angry:

An Ohio mother of two was sentenced to 10 days in jail and placed on three years probation after sending her kids to a school district in which they did not live.  Kelly Williams-Bolar was sentenced by Judge Patricia Cosgrove on Tuesday and will begin serving her sentence immediately.

The jury deliberated for seven hours and the courtroom was packed as the sentence was handed down.  She was convicted on two counts of tampering with court records after registering her two girls as living with their father when they actually lived with her. The family lived in the housing projects in Akron, Ohio, and the father’s address was in nearby Copley Township.

Additionally, Williams-Bolar’s father, Edward L. Williams, was charged with a fourth-degree felony of grand theft, in which he and his daughter are charged with defrauding the school system for two years of educational services for their girls.  The court determined that sending their children to the wrong school was worth $30,500 in tuition. (source)

Lemme tell you something; something that I'm sure many of you can identify with. As parents, we want what's best for our children. Be that as it may, especially when it comes to education, we do whatever we have to. What this woman did is very common in "urban" settings. I mean after all, we can't all live in the suburbs, right? Lord forbid us actually doing what we have to do to prevent our kids from falling into the trap of the  prison pipeline via urban public schools. How dare a single black mother in the projects be so defiant.

Mississippi Couple Loses $30,000 in Sweepstakes Scam [VIDEO]

Local "Church" Raises $150,000 Impersonating Rapper Master P. in Scam Employs "Crackheads", "ex-Felons", & Welfare Recipients

Make 'Em Say What Tha F@%k!

The city of Memphis TN. has a huge problem with panhandlers [watch this]. So much so, that they recently passed a new ordinance to which the "lemme hold a dollar man," has to adhere to; no seriously, it's really that bad.

Now, I don't have a problem with people begging for money. And, for the most part depending on how I feel, I may "donate" without even questioning just where my money is going, and for what cause it's being used.

Yes, like you, I've questioned the genuineness of a solicitor for funds - be it the guy on the street, or someone calling me at home. But for the most part, it doesn't determine my willingness to give to the needy. And by needy I'm not talking about the guy with the whiskey stank breath either...

Because I'm a giver...!

Well, that is unless someone pulls off the ultimate scam that may piss you off; a scam much like my fellow Memphian, Alisa R. Harris of South Memphis was able to pull off, until being exposed. No seriously, this is a trip:


Well, you know they say the road to hell is paved with people with good intentions, bibles, Master P's cell phone service, and rusty No Limit platinum chains. So, naturally this being a city with an enormous panhandling problem located in the bible belt where there are churches on every corner...

It isn't surprising that someone here had the gall to go to the lengths as Harris has, to take advantage of poor folks as she has. The burning question I've had since seeing this story on my local news is: why Master P.? Sure he's obscure and forgotten, but why associate the name of his brother - Corey Miller aka C. Murder - with your organization when he's currently serving time for murder?

I'm gonna continue donating to the needy as I always have. I realize stuff like this happens all the time across the country. But the next panhandler I encounter downtown, I'mma make 'em say "uuuughhh!" And as for Alisa R. Harris? I guess the sistah is just "Bout It, Bout It" like that.

YOU CAN LEARN ALOT FROM A DUMMY

Since I have come to realize that I have some of the most intelligent readers, this morning I've decided to bring a question to the table. Remember, I'm only doing this because I value your opinions. Before I ask the question, I urge you to click the link at the end of this blog and read what a good friend of mine wrote here on Blogger. After which, you might wanna add her to your blogroll.

QUESTION: If you were the owner of a child daycare center, would you knowingly hire a convicted sexual predator or child molester to do work around your business establishment?

MY ANSWER: Hell fuck no!!!!

I'm willing to bet that your answer would be similar to mine. I mean, no one in their right minds would knowingly do that right? Why in the hell would you endanger children in such a way if you can help it. Thats what background checks are for right?

Another question....

QUESTION: Knowing that Sarah Palin was found to have abused her power as Governor, why in the world would we the AMERICAN people (no not the fake one's who live in fake America) want her to be Vice President?

Ok, so that last question was more rhetorical than anything else.

For the life of me, I don't understand why anyone can't see that this woman has her own agenda. But yet she's supposed to represent political righteousness? I caught her line in the VP debate when she said that the constitution should be amended to give the VP more power. Yup, I caught that, and up until now, I kept that thought to myself. I've decided to bring it to the forefront today after watching her in a recent interview where she said that the VP presides over the Senate. Now, this wasn't the first time she has said that, and clearly she is wrong. Per the constitution, the VP has no such power.

At first I wanted to think that she's just another dumb American who probably couldn't find North America on a map. But then I realized that she is a governor; she runs an entire state for crying out loud! Clearly, being in such a high position, she knows a thing or two about the constitution, right? I mean, she can't be that dumb right?!! I went to bed after that story broke last night thinking...yes, she's that dumb. But this morning, I've come to realize that I was wrong. You see, she's no dummy. Personally, I think its all an act. In my opinion, I think she's playing the dummy role to throw us off.

Don't believe me?

Well...

it was reported that she has ran up a helluva bill in purchases for the RNC for the last seven weeks. Trust me, a dummy wouldn't do that. A dummy would have spent their own money. She also speant tax payers money taking her kids on trips with her as she traveled. Ok, I'm sure you think that this is something that is priviliged for any governor. I'm sure you think that comes with the territory. Well, it doesn't. If it did, she would not have LIED in order to have the state use tax payer dollars on her kids. Ladies and gentlemen, boys and girls, this is not the work of a dummy. This is the work of a woman on a mission, and clearly it shows that she can think. Yes it does. I've done some dumbshit unwittingly in my lifetime, but I also know that I've done some "dumbshit" knowingly as well. Shit, I'll admit that I've purposely writen a bad check before, and trust me, thats something a thinking person does.

When you think about it, Sarah Palin is no different, and she's playing the dumb role to get her foot in the door. Yup, I think she hopes that she could be the brains of the operation in a Dick Cheaney sorta way. have you heard her make comments recently somewhat asserting that she would have done things differently than McCain in relation to the campaign? Lemme guess, you folks didn't catch that one huh. Not only that, have you folks noticed that the whole Troopergate thing she refused to talk to investigators? Not only that, but did you folks realize that it was her husband who really took the fall for the pressure to get 'ol dude fired? Uh huh, just like a good dope dealer, she never made any hand to hand transactions. This my friends is not the work of a dummy. Hell, she even was able to have her house built for free by contractors who have ties to a certain republican senator from Alaska who's on trial right now.

Yeah, so she looked like a dummy in giving the answer she gave to the question submitted by a 3rd grader. Yup, she sure looked like the village idiot on that one. I thought so after I first saw it, but now I think differently. Why? Well, its been reported that she has connections to a seccesionist organization in Alaska. Ok, so she is not directly a member of the organization, her husband was. But she sure did "pall around" with them. Be that as it may, doesn't it seem apparent that she has a hidden agenda? I mean, if Barack Obama is a terrorist by association, couldn't this woman be anti-american herself given her ties to an organization who refuses to adhere to the U.S. Constitution?

I'm telling you...

this chick is no dummy.

Its just a damn shame that that poor 3rd grader who's question she answered, would probably get a failing grade because of her. Thats the real tragedy for America here. That poor kid, Brandon Gonzalez, the 3rd grader, could possibly get a bad grade because of her answer, and prevent him from getting a college scholarship. Poor Brandon, would probably have to sell crack, slap around prostitutes and lead a life of crime, all because Sarah Palin and her "stupidity". With the last name Gonzalez, its safe to assume that luck wouldn't be so kind to afford him the position of president of the United States being a "C" average student, like this dude with the last name Bush that I know.

This folks, is an American tragedy....

Just something for you guys to think about before you hire that child molester.

SUGGESTED READING: No More Welfare For Sarah Palin by Smoke & Passion