Mortgage companies lower credit requirements to allow subprime loans for those who otherwise wouldn't qualify.
Housing bubble is created.
Bubble pops.
Economy goes into a tailspin.
Auto industry fails.
Auto industry gets bailout money.
GMAC, who has been enacting more stringent loan criteria gets $1 billion.
GMAC decides to loosen its criteria to enable people with subprime credit to buy cars.
History doesn't repeat itself, but it does rhyme
-Mark Twain
2. Pants
The central point of our New Years resolutions, to be completed in the first half of the year:
-James will keep his clean and dry without diapers.
-Dan and I will fit into ours.
Did you know weight loss is the most popular New Years resolution? You probably could have guessed. In ancient Babylonia it was to return borrowed farm equipment. Did you know that?
I do have other, less cliche, goals. I try to evaluate my life in its different segments (personal, physical, intellectual, spiritual, wife, mother, etc) and think of goals for each area. Most of my goals are ongoing, but New Years is a good time for me to reflect and reevaluate my progress and priorities.
3. Who, me?
No fewer than 3 people have commented recently on how "GQ" James always looks at church.
Several people have also asked where I get my hair done because they think its cute. (Chi-Wah Aveda, by the way. That's right, I'm so grown up, I have a set salon I go to)
Dan and I have both been taken aback a little by this external approval of our fashion sense, something we both have long associated with feelings of inadequacy (ok, maybe me more than Dan). When our aforementioned "pants" goal is achieved, we will finally use birthday and Christmas money we've been saving and hopefully our wardrobes will improve to be as good as James' :)
4. If I could talk to the animals...
Ruthie discovering yet another inch of space she couldn't see yesterday. I can only imagine what it must be like to have your world (by way of visual field) expanding everyday even when staying in the same environment.
She hit the parrot several times, then she smiled. Emerging intention?
I would have known to wake up Ruth from her nap yesterday instead of postponing our shopping trip for today.
I would have driven on snow-free roads past snow-free landscape on my way to Wal-Mart.
I would have had sparkling cider for New Years and ingredients to make Oreo Truffles for the party we will hopefully be able to drive to tonight.
I would be free from the worry of running out of toilet paper and having to walk all the way next door to borrow some.
All the would-a, could-a, should-a's...right, Linda?














