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Beem is a U.S.-based financial app designed to make everyday money management easier and less stressful. Its core feature, Instant Cash, helps eligible users access funds quickly to cover bills, groceries, or unexpected expenses without interest or credit checks. Access Money Before Payday. Emergencies rarely wait for your next paycheck. Beem Everdraft allows eligible users to access up to $1,000 instantly by tapping into future deposits. Unlike traditional lending products, Beem Everdraft offers: ✅ No interest charges ✅ No credit checks ✅ No income restrictions ✅ No hidden surprises Explore Beem AI Agents: ✅ JobsGPT – Discover personalized side gigs and remote job opportunities in seconds. ✅ DealsGPT – Find the best discounts on everyday essentials. ✅ PriceGPT – Compare prices across stores to shop smarter. ✅ BudgetGPT – Track spending and stay on budget with AI

Cashli is an inclusive cash advance app that provides users with interest-free advances of up to $150, aiming to help individuals across the U.S. avoid hefty bank overdraft and late fees on missed credit card payments. The app does not require credit checks, Social Security Numbers (SSN), Individual Taxpayer Identification Numbers (ITIN), or proof of paycheck, making it accessible to a wide range of users, including recipients of Social Security, SSI, gig workers, freelancers, and those with various income types. Cashli supports over 10,000 U.S. banks and credit unions, ensuring broad compatibility. Transfers to users' bank accounts are free, with an option for same-day transfers for a small fee. The app charges a monthly subscription fee of $3.88, which can be canceled at any time through an in-app button. Committed to financial inclusion, Cashli is available in three languages and is designed to be immigrant-friendly, Millennial-friendly, Gen-Z, and student-friendly.