Blog

What if Insurance’s Biggest Job Is Preventing Claims?

For too long, the worlds of disaster risk reduction, anticipatory action, and insurance have shared the vocabulary of resilience but rarely spoken the same language. Evidence from the Pacific Islands to Cuba's cooperative farms suggests that change is possible.

Closing the Gender Protection Gap in Brazil Starts with Better Data

This blog examines gender gaps in insurance coverage and industry leadership, highlighting recent data from Brazil and Latin America. It emphasizes the need for standardized gender-disaggregated data to guide regulatory action and expand market access.

From Bean to Bar and Beyond - Traceability and Women's Financial Visibility

Tony’s Open Chain uses traceability data to unlock women's financial visibility, creating verified credit profiles to drive inclusion in Côte d’Ivoire when paired with digital payments and protective literacy.

Fraud in Digital Finance: a Crisis Calling for Ecosystem Solutions

Global financial fraud is a rising challenge, but solutions are emerging. We explore how cross-border collaboration, AI-driven detection, and coordinated regulation can protect digital finance users and secure global financial inclusion.

It’s Time for Customer-Centric Client Protection Certifications

Financial consumer protection must shift from policy-based certification to outcome-focused evaluations, using direct customer feedback to ensure genuine safety and responsible finance in a digital world.

From Pilots to Scale: The Next Frontier for Climate-Responsive Credit

A new type of pre-arranged credit is helping farmers stay on their feet after climate shocks and giving financial institutions a reason to stay with them.

The Microfinance Debate Is Missing the Point

For too long, policymakers, economists, and investors have focused on whether microfinance actually helps people, reducing a complex issue to a meaningless yes-or-no verdict. The most important questions concern how loans are designed, delivered, and regulated, who receives them, and what they are used for.

Is Tokenization the Answer to Financial Inclusion Challenges?

The relevance of tokenization for financial inclusion is unexplored. Could tokenization help lower barriers to investment, expand credit access for small businesses, or improve cross-border payments? This blog explores key tokenization use cases that may advance financial inclusion.

How Carbon Markets Could Help Expand Affordable Housing Finance

Construction accounts for 37% of global CO2 emissions, yet millions of people in EMDEs lack access to affordable green housing. Carbon markets could lower green building material costs, while also breaking down barriers to inclusive housing finance and helping to scale access to affordable, eco-friendly homes.

Technology Is Key for Open Finance Oversight and Supervision

Open finance offers great potential but requires effective oversight due to its fast-moving data. Traditional reports are too slow; FSAs need high-frequency data and advanced technology to spot issues early, protect trust, and ensure inclusion.

The Dual Binding Constraints to Scaling AI in Finance

Despite rapid advances in AI capabilities, the underlying data foundations have not kept pace. AI adoption is fundamentally constrained by the strength, inclusiveness, and usability of underlying data – not as much by the sophistication of algorithms.

Competition in Financial Services: Three Country Paths, One Bigger Question

While access to finance has grown, market concentration and high costs remain. Brazil, India, and the UK prove that when financial regulators prioritize competition through policy, they can lower prices and improve variety for all consumers.

Smart Fields, Strong Women: Data and AI in Rural India

In rural India, digital tools are bridging the gender gap in finance. By using satellite data and AI to track farm productivity, new agri-tech models help women farmers build credit histories and access the resources needed for climate resilience.

Turning Climate Adaptation Finance into Real Resilience Gains

DFIs are vital for climate adaptation, yet a gap exists between mobilizing capital and proving it actually builds resilience for end-users. We need better data on client outcomes to bridge the divide between impact intent and investment decisions.

What's the Holdup? Regulatory Friction and Inclusive Insurance

To scale inclusive insurance, we must move from creating frameworks to making them investable. Here, we highlight how shifting toward risk-based approvals, cross-agency coordination, and institutionalized public-private dialogue can turn regulatory friction into market-ready solutions.

Closing the Leadership Gap: DFIs and Climate Adaptation Finance

DFIs are uniquely positioned to lead on CAR finance, particularly through financial sector investments. But they are not yet playing that role. So, what is preventing them from leading?

How Does Financial Inclusion Impact Financial Integrity?

Policymakers view financial inclusion and financial integrity as mutually reinforcing policy goals. Since 2011, about 2 billion people have gained access to formal financial services. But how has increased financial inclusion served financial integrity objectives?

Navigating Standalone Licenses in Inclusive Insurance

Over the past two decades, more than 30 jurisdictions have begun offering special licenses for inclusive insurance. By letting newcomers sell affordable and customer-centric plans, they’ve encouraged market expansion and innovation. Now, insurance authorities are refining these rules.

Making Climate Adaptation Finance Work for All in Tanzania

Big banks are leading Tanzania’s climate finance, but adaptation must reach the front lines to be effective. For true inclusivity, climate capital must flow through local FSPs that serve the low-income and vulnerable communities most at risk.

Personal Financial Management Tools Can Boost Financial Health in India

Personal financial management (PFM) apps are emerging as a potential driver of improved financial health. By aggregating data across accounts and generating real-time insights, they promise personalized financial advice. But how is this translating into meaningful outcomes for users?